5 Points Planning, LLC Mike Harris, RHU
Business & Personal Insurance Planning Advisor
Business Planning
As we work with small business owners and professionals, we will analyze the protection of key personnel in their operation as well as ways to enhance the benefit package to each. In addition, we can provide business evaluations to be used in any buy/sell agreement or business succession plan
Personal Planning
Our case work will evaluate the specific needs that may exist for families and individuals. The analysis will look at situations created by unforeseen events along with planned events. Income protection along with estate liquidity will be reviewed to be sure all aspects of the personal goals are up-to-date and meeting the needs.
Employee Benefits
For the employer, we will review existing healthcare solutions while maximizing the premium dollars being paid. We will also look at ancillary benefits along with technological medical care that might enhance the protection. For the individual, we will analyze their coverage to look for any gaps that need to be addressed.
Retirement
Throughout the accumulation phase and the transition to retirement, we will keep you updated and prepared for social security and Medicare. In addition, we will advise on long-term care solutions to meet your situation.
Legacy
Our legacy work will look at special needs that may exist along with any charitable giving that might be desired. Through the use of our estate planning tools, we can create ways to maximize the opportunities to establish the legacy that you desire.
About Us
Additional facts:
| Name: | Mike Harris |
| Born: | Eden, NC |
| Family: | Married to Lisa, six children, twelve grandchildren |
| Education: | UNC Chapel Hill, BS in Business Administration |
| Experience: | 40 years of working with professionals and business owners as we analyze their personal and business insurance needs. |